Ben Graybar Hancock Bank; Garnet & Gold & Scott’s Back!

pattys playhouse

 

 

 

 

Commercial

Our special guest is Ben Graybar, commerical lender with Hancock Bank

 

Our show is out of the box for me! Commercial Lending! I tease because it is more than 5 digits… Commercial Lending is so important for our community and every community. Commercial lending is what helps folks make their business dreams come true!

We talk the basics of commercial lending:

Escrow Deposit
Reserve Amounts
Lending Rates
Locks
Terms
Credit Reporting
Non-credit Reporting
Debt to Income
Appraisals and appraisal costs
Turn-Time to close
Title
The bank holding your funds
Personal Guarantees…

Ben’s contact info is here:

VP, Commercial Banker
Hancock Bank
Mobile: 8505560771
Work: 8507928829
Email: ben.graybar@hancockbank.com
101 N Monroe St.

And this was all in 45 minutes!!

Our Garnet & Gold segment!Garnet & Gold

 

deep brewing

Ben’s Pick – Deep Brewing Hoptopus

Garnet & Gold

Patty’s Pick – La Terre Chardonnay

The house wine at Bonefish Grill
and Hooked on Harry’s

I had this wine at an event catered by Mad Social held at Hearth & Soul
in Market Square, Tallahassee, FL The event was for the local United Way of the Big Bend

As soon as I saw the wine, I wanted it.. You have to order the wine and have it shipped to you.. not in stores.. However, it is cheap.. It is like $8.50 a bottle… and Bonefish charges $6.50 a glass.. I can do that math!